Skip to Content

Can the Family Car Be Cost Effective? 

Share this post with your friends!

When you are trying to save money as a family, it can seem like everything is a drain on your resources. However, there are some things, like your family car, that you simply can’t do without.

Can the family car ever be considered cost effective, though? And what steps can families take to make their vehicles even more cost effective? Let’s take a look. 

Car Model

What type of car are you driving? If you are driving something with incredibly poor fuel economy, chances are that you will be spending more money than you need to. Likewise, if you have an old car that constantly breaks down, you will have to pay a lot more on mechanic bills and spare parts compared to someone with something that runs a little smoother.

If you find that your current car is costing too much, you might want to look at sourcing a new one. You can very easily find a great second-hand model to replace it. Though it might be a higher cost than you would like initially, it will quickly pay for itself once you are not paying repair bills constantly.


How much do you pay for your car insurance? This might be one of the biggest outgoing costs you currently have to face with your car, but it is also one of the most necessary. You cannot avoid paying your insurance but there might be a better price out there for you.

By comparing car insurance quotes through a comparison tool like, you will be able get prices from over 100 different insurers. If there is a better price out there for the same level of coverage, you will be able to find it thanks to this tool. Switching to a cheaper policy could help you make a serious improvement to the monthly running costs of your car.


Do you get a lot of use out of your car? If you only use it once a week for your big shop then you are not going to be getting the most use out of it. Instead, you might want to look into public transport as this might be far more cost-effective than having the car.

However, if you are getting a lot of mileage from your car then it might be a cost you can’t avoid. In this scenario, you should always be on the lookout for some tips and tricks to help you whittle down the cost. From carpooling with colleagues on the way to work to grabbing the bus or hopping on your bike for quick errands in town, there are several ways you can cut down on the cost of a high-use car without making serious changes to your lifestyle.

More often than not, we need our cars and we can’t do without them. However, there is often something we can do to cut down on the cost of running the car. Take a good look at how much you spend on your car each month. Something as simple as changing your insurance policy could make all the difference when it comes to saving money on your car.

Share this post with your friends!