As per some reports, over 150,000 people are injured annually in truck-related accidents in the USA. And in cities like Houston, it is one of the most terrifying experiences a family can go through.
The sheer size and weight of trucks make these accidents far more severe than regular car crashes. That often leads to serious injuries, vehicle damage, and emotional distress. In such moments, it’s easy to feel overwhelmed. However, if you know the required steps, the overall process can be easier.
This being said, the article outlines the crucial steps families must take right after a truck accident to safeguard themselves and their interests. So, let’s learn about them in detail!
1. Check for Injuries and Seek Medical Help
After the accident, the first priority is to check yourself and your family members for injuries. Even if wounds seem minor, never assume everything is fine. This is because some injuries, like concussions or internal bleeding, may not show symptoms immediately.
Call 911 right away and request an ambulance. The sooner medical attention is received, the better the chances of avoiding long-term complications. Additionally, medical records serve as key evidence when filing an insurance claim or legal case.
2. Call Law Enforcement to the Scene
Regardless of the severity of the crash, always call the police. A police report provides an official record of the accident.
Remember the points to consider when the officers arrive:
- Provide clear, honest details to them. But avoid admitting fault, as investigations are needed to determine liability.
- Request a copy of the police report, as this will be valuable for legal and insurance purposes.
3. Gather and Preserve Evidence (If Psooible)
Evidence is key to proving what happened and determining who is responsible for the accident. Families should document everything at the scene if they are physically able to.
Key evidence to collect includes:
- Photos and videos of vehicle damage, road conditions, traffic signs, and any visible injuries.
- Truck driver’s information, including their license, employer details, and insurance provider.
- Contact details of witnesses who can provide statements about what happened.
4. Contact a Truck Accident Lawyer as Soon as Possible
Many people think they should only call a lawyer if they plan to file a lawsuit. However, in reality, an attorney is essential from the very beginning.
Truck accidents are legally complex because they often involve multiple liable parties, such as the truck driver, trucking company, insurance providers, and even vehicle manufacturers. An experienced Houston truck accident lawyer can assist you in navigating the complicated situations with their expertise. They might help you in:
- Advising on what to say and what not to say to insurance companies.
- Investigating whether driver fatigue, improper truck maintenance, or company negligence played a role.
- Negotiating fair compensation for medical bills, lost wages, and pain and suffering.
Calling a lawyer early ensures that no mistakes are made that could harm the case. Families should never accept a settlement without legal guidance, as these initial offers are often far lower than what they deserve.
5. Notify Your Insurance Company
Insurance companies require timely reporting of accidents. Contact your provider as soon as possible and provide only basic facts about what happened. Avoid making statements about injuries or accepting blame, as these could be used against you later.
It’s best to speak with a lawyer before giving a recorded statement, as insurance companies may try to reduce payouts or deny claims.
6. Avoid Speaking with the Trucking Company’s Insurance Adjusters
Shortly after the accident, the trucking company’s insurance representatives may contact victims, claiming they want to “help resolve the matter quickly.” However, their goal is often to minimize payouts and protect their company’s interests.
Therefore, you must avoid certain things:
- Giving recorded statements without legal advice.
- Signing settlement offers that are likely much lower than deserved.
- Agreeing to quick compensation without knowing the full extent of injuries and damages.
All in all, letting an attorney handle communication with insurance adjusters ensures that families receive the maximum compensation possible.
7. Be Mindful of Social Media
After an accident, families should avoid posting details or photos on social media. Insurance companies monitor social media accounts to find ways to discredit claims. Even innocent posts about feeling “okay” can be used to argue that injuries are not serious.
Until the case is resolved, it’s best to stay offline or keep updates private.
Conclusion to Draw
A truck accident can change a family’s life in an instant, but taking the right legal and medical steps can make the recovery process smoother.
Families should not face these challenges alone. With legal guidance and proper action, they can secure fair compensation and focus on healing while professionals handle the complexities of the case.